The ghost of Christmas Present... Society has its rules but the Rockford girls are making their own. This year, the Rockford girls, with a little help from a ghost, are going Christmas shopping - for men! Nude, except for a Santa hat and high heels, Hanna Rockford is in for a surprise when she finds herself on the doorstep of a man she's loved from a distance. Turner Marsden thinks she's much too young for him and almost sends her packing, but that's before he finds out just how sexy and spontaneous she is. Carlie Rockford has her eye set on a much younger man, the handsome and virile man who delivers her mail. Yet Rick Vargas is about to deliver one heck of a sensual package that will change her life in, and out, of the bedroom. Society has its rules but the Rockford girls are making their own. The holidays will never be the same again.